Listings
0 / 120
Active Opportunities
0
Active Listing Value
$0
Buyer’s Edge Credits
$0
Buyer’s Edge
Listing Agreements
0 shown · 0 / 120 slots used
Loading Buyer’s Edge...
Scenario Tool
Buyer’s Edge Analysis
Compare a price-drop scenario with a Buyer’s Edge contribution and preferred-rate scenario.
Inputs
Loan Amount (95%)$712,500
Lender Credit (1.25%)$8,906
Total Contribution$13,906
Rounded Contribution$13,000
Seller Concession Caps
| Loan Type | Down Payment | Max Cap (est.) |
|---|---|---|
| Conventional | 3%–9.99% down | $21,375 |
| Conventional | 10%–24.99% down | $42,750 |
| Conventional | 25%+ down | $64,125 |
| FHA | Any | $42,750 |
| VA | Any | $28,500 |
Contribution
Seller Concession$5,000
Lender Credit$8,906
Total Contribution$13,906
Workbook guidance: round down to the nearest thousand.
Conventional Loan
Drop Price
Loan Amount
$687,800Rate
6.875%P&I Payment
$4,518/moBuyer’s Edge
Loan Amount
$712,500Rate
5.750%P&I Payment
$4,158/moMonthly Savings$360
FHA Loan
Drop Price
Loan Amount
$710,887Rate
6.500%P&I Payment
$4,493/moBuyer’s Edge
Loan Amount
$736,416Rate
5.375%P&I Payment
$4,124/moMonthly Savings$370
VA Loan
Drop Price
Loan Amount
$724,000Rate
6.500%P&I Payment
$4,576/moBuyer’s Edge
Loan Amount
$750,000Rate
5.375%P&I Payment
$4,200/moMonthly Savings$376
Calculations mirror the formulas and assumptions in the uploaded Buyer’s Edge workbook.
Scenario Tool
Temporary Buydown Calculator
Compare 3-2-1, 2-1, and 1-0 temporary buydown structures.
3-2-1 Buydown
| Period | Rate | Full P&I | Discounted P&I | Monthly Savings | Annual Cost |
|---|---|---|---|---|---|
| Year 1 | 3.875% | $3,401 | $2,434 | $966 | $11,597 |
| Year 2 | 4.875% | $3,401 | $2,739 | $661 | $7,934 |
| Year 3 | 5.875% | $3,401 | $3,062 | $339 | $4,062 |
| Year 4+ | 6.875% | $3,401 | $3,401 | $0 | $0 |
Total Buydown Cost$23,593
2-1 Buydown
| Period | Rate | Full P&I | Discounted P&I | Monthly Savings | Annual Cost |
|---|---|---|---|---|---|
| Year 1 | 4.875% | $3,401 | $2,739 | $661 | $7,934 |
| Year 2 | 5.875% | $3,401 | $3,062 | $339 | $4,062 |
| Year 3+ | 6.875% | $3,401 | $3,401 | $0 | $0 |
Total Buydown Cost$11,996
1-0 Buydown
| Period | Rate | Full P&I | Discounted P&I | Monthly Savings | Annual Cost |
|---|---|---|---|---|---|
| Year 1 | 5.875% | $3,401 | $3,062 | $339 | $4,062 |
| Year 2+ | 6.875% | $3,401 | $3,401 | $0 | $0 |
Total Buydown Cost$4,062
Workbook 1/1 temp buydown reference: $8,124